Away from Home?
No matter what type of holiday you are planning to take, you’ll make sure that you have packed everything you need while you are away. At Dickson Group we want you to enjoy your break with the peace of mind that all your travel insurance needs are covered. That’s why we’ll work closely with you to make sure that the insurance package is tailored to suit your needs and has comprehensive cover during your holiday break.
Types of insurance cover
There are several types of travel insurance cover available depending on different needs and travel plans. Here are the main types:
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Covers you for one specific trip. This is ideal if you only plan to travel once in a year.
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Covers multiple trips within a 12-month period. This can be more cost-effective if you travel frequently.Available just for yourself, or for you and your family.
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Provides cover for trips within Europe. We’ll make sure your destination is included, as some policies may exclude certain countries.
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Covers trips outside of Europe. This is often divided into categories like ‘Worldwide excluding USA’ and ‘Worldwide including USA’ due to the higher medical costs in the USA.
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We can provide specialised cover for cruise-related issues such as missed ports or unused excursions.
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Provides extra protection for high-risk winter sports activities and can also cover equipment like skis or snowboards.
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Tailored policies for travelers aged 50 and older, often with additional medical cover.
Cover Options
Here’s a breakdown of what our policies offer.
| Available? | |
|---|---|
| Cancellation and Curtailment | |
| Medical Expenses | |
| Baggage and Personal Belongings | |
| Travel Delay and Missed Departure | |
| Legal Expenses | |
| Emergency Assistance | |
| Covid 19 | |
| Gadget Cover | |
| Adventure Sports cover | |
| Golf cover | |
| Hijack cover | |
| Pet Care cover |
Additional Cover
Event Cancellation
Covers the cost of tickets if an event you planned to attend is cancelled.
Excess Waiver
Removes the excess fee you would normally pay when making a claim.
Adventure Activities
Provides coverage for high-risk activities such as bungee jumping, scuba diving, or skydiving.
Longer Trip Cover
Extends the duration of coverage for trips longer than the standard period, often beyond 31 days
Away from home?
Dickson Group work with local and international insurance companies to create the best travel insurance solution for our clients. We can create tailored packages for short breaks, single trip or multi-trip breaks. Whether you need a Single Trip or Annual Multi travel insurance policy, we will make sure that you have the correct level of cover from the usual travel insurance list:
- Medical expenses
- Personal liability
- Cancellation and curtailment
- Money and personal belongings
- Personal accident
- Legal expenses
- Delayed or missed departure
We know where you're coming from because we're from there too.
We've come a long way since we started out in 1992. And along the way we've also been joined by over a dozen other Insurance Brokers who liked the Dickson progressive approach to looking after clients and employees and so decided to sell their business to us.
We know where you're coming from because we're from there too.
We've come a long way since we started out in 1992. And along the way we've also been joined by over a dozen other Insurance Brokers who liked the Dickson progressive approach to looking after clients and employees and so decided to sell their business to us.
We know where you're coming from because we're from there too.
We've come a long way since we started out in 1992. And along the way we've also been joined by over a dozen other Insurance Brokers who liked the Dickson progressive approach to looking after clients and employees and so decided to sell their business to us.
FAQs
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The maximum coverage limit for medical expenses can vary widely between policies, but it typically ranges from £1 million to £10 million. Most policies do include emergency repatriation, which covers the cost of returning you to the UK if necessary. Speak to us, and we’ll arrange the right cover for you and your family.
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Many travel insurance policies offer coverage for pre-existing medical conditions, but you must declare them when purchasing the policy. This usually involves completing a medical screening questionnaire. Failure to declare pre-existing conditions can result in claims being denied.
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Many insurers now include some level of COVID-19 cover. This can include cancellation if you contract COVID-19 before your trip, medical expenses if you fall ill while traveling, and additional costs like quarantine hotel stays. However, coverage can vary, so it’s important you speka to us and we’ll check the policy cover for you.
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Standard travel insurance policies often exclude high-risk activities or sports. However, we can add an extension to cover these activities.
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The excess amount is the portion of a claim you must pay yourself before the insurance covers the rest. This amount can vary but is typically between £50 and £500. Some policies offer an excess waiver option, which can be purchased for an additional premium to reduce or eliminate the excess. We can offer you a range of options.
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Yes, there are often exclusions and limitations for personal belongings and baggage cover. Common exclusions include unattended items, wear and tear, and high-value items exceeding the policy’s single item limit. It’s important to review the policy details to understand what is and isn’t covered.