Get the best for your car
We understand that getting behind the wheel for the first time is both exciting and challenging, especially when it comes to finding affordable insurance. That’s why Dickson Group is here to help you navigate the complexities of coverage, offering tailored plans that balance cost and protection. With our competitive rates and flexible options, you can hit the road with confidence, knowing you’re covered without breaking the bank. Let’s make your driving journey as smooth and stress-free as possible!
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Top policy features
Wide range of covers
We can offer policies that give Comprehensive, Third Party Fire + Theft, or Third Party only cover, tailoring the cover to you and your car
Like-for-like car replacement
On the event of a non-fault accident, we'll provide you with a car similar to your own, for as long as it takes to repair your damaged vehicle.
Audio, telecom, dash cam, and sat nav protection
Our policies can provide pay-outs for audio, sat navs and dash cams, giving you peace of mind for whatever happens
Mis-Fuelling
If you accidentally put the wrong type of fuel in your car or you run out of fuel, we have cover that will take you to the nearest garage or to your home
What we cover
Here’s a breakdown of what our policies offer for Private Car cover
| Comprehensive | Third Party, Fire & Theft | Third Party | |
|---|---|---|---|
| UK & Ireland breakdown assistance | |||
| UK & Ireland accident assistance | |||
| Like-for-like courtesy in the event of a non-fault accident | |||
| Motor Legal Expenses cover | |||
| Motor Legal Expenses helpline | |||
| Incorrect fuelling cover | |||
| Puncture Assistance | |||
| Cover for use abroad | |||
| Windscreen cover | |||
| Audio, telecom and sat nav protection | |||
| New car replacement | |||
| Personal belongings cover (Depending on insurer) | |||
| Lost or locked-in keys assistance | |||
| Child car seat cover | |||
| Replacement locks cover | |||
| Personal accident | |||
| Medical expenses |
OUR PROMISE
Buying car insurance in Northern Ireland doesn’t have to be a painful process
Whether you are looking for comprehensive cover, inexpensive car insurance, young driver car insurance, or if you have difficulty obtaining insurance because of convictions, or accidents or you have a modified vehicle, get in touch. We’ll have you covered in no time.
News
We want to help young drivers get on the road
Don’t just take our word for it
Coverage across N.Ireland & Ireland
Almost 100 years collective experience
Local Experts across 15 branches
We work better, together
FAQs
OUR PROMISE
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Private car motor insurance is an insurance policy that provides financial protection against physical damage or bodily injury resulting from traffic collisions, as well as against your liability that could arise from incidents in your car. It can also offer protection against theft and damage to the car from events other than traffic collisions.
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‘Insurance premiums are higher for young drivers because they are statistically more likely to be involved in accidents due to their lack of driving experience.
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The main types are:
- Third Party Only: Covers damage to others and their property.
- Third Party, Fire and Theft: Includes third-party cover plus protection if your car is stolen or catches fire.
- Comprehensive: Covers third-party, fire, and theft, plus damage to your own car
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Some tips include:
- Choosing a car in a lower insurance group.
- Adding a more experienced driver to your policy (without fronting).
- Installing a telematics device (black box) to monitor your driving.
- Reducing your annual mileage
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A no-claims bonus is a discount on your premium for each year you don’t make a claim. It can significantly reduce your insurance costs over time.
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This depends on your policy. Some comprehensive policies allow you to drive other cars with third party only cover. We can check the specifics for you.