Affordable cover for learners & new drivers
We understand that getting behind the wheel for the first time is both exciting and challenging, especially when it comes to finding affordable insurance. That’s why Dickson Group is here to help you navigate the complexities of coverage, offering tailored plans that balance cost and protection. With our competitive rates and flexible options, you can hit the road with confidence, knowing you’re covered without breaking the bank. Let’s make your driving journey as smooth and stress-free as possible!
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Top policy features
Wide range of covers
We can offer policies that give Comprehensive, Third Party Fire + Theft, or Third Party only cover, tailoring the cover to you and your car
Like-for-like car replacement
On the event of a non-fault accident, we'll provide you with a car similar to your own, for as long as it takes to repair your damaged vehicle.
Audio, telecom, dash cam, and sat nav protection
Our policies can provide pay-outs for audio, sat navs and dash cams, giving you peace of mind for whatever happens
Mis-Fuelling
If you accidentally put the wrong type of fuel in your car or you run out of fuel, we have cover that will take you to the nearest garage or to your home
What we cover
Here’s a breakdown of what our policies offer for Building and Contents cover.
| Comprehensive | Third Party, Fire & Theft | Third Party | |
|---|---|---|---|
| UK & Ireland breakdown assistance | |||
| UK & Ireland accident assistance | |||
| Like-for-like courtesy in the event of a non-fault accident | |||
| Motor Legal Expenses cover | |||
| Motor Legal Expenses helpline | |||
| Incorrect fuelling cover | |||
| Puncture Assistance | |||
| Cover for use abroad | |||
| Windscreen cover | |||
| Audio, telecom and sat nav protection | |||
| New car replacement | |||
| Personal belongings cover (Depending on insurer) | |||
| Lost or locked-in keys assistance | |||
| Child car seat cover | |||
| Replacement locks cover | |||
| Personal accident | |||
| Medical expenses |
OUR PROMISE
Buying car insurance in Northern Ireland doesn’t have to be a painful process
Whether you are looking for comprehensive cover, inexpensive car insurance, young driver car insurance, or if you have difficulty obtaining insurance because of convictions, or accidents or you have a modified vehicle, get in touch. We’ll have you covered in no time.
Affordable cover for learners & new drivers
Key benefits of EasyDrive insurance
- Encourages better driving behaviour
- Earn your own No Claims Bonus
- No increase to premium when you pass your test
- No restrictions on mileage
- No curfews
- No fines or fees imposed from insurer in relation to warnings
- No need to turn a box/app on or off
We know where you're coming from because we're from there too.
We've come a long way since we started out in 1992. And along the way we've also been joined by over a dozen other Insurance Brokers who liked the Dickson progressive approach to looking after clients and employees and so decided to sell their business to us.
We know where you're coming from because we're from there too.
We've come a long way since we started out in 1992. And along the way we've also been joined by over a dozen other Insurance Brokers who liked the Dickson progressive approach to looking after clients and employees and so decided to sell their business to us.
We know where you're coming from because we're from there too.
We've come a long way since we started out in 1992. And along the way we've also been joined by over a dozen other Insurance Brokers who liked the Dickson progressive approach to looking after clients and employees and so decided to sell their business to us.
News
We want to help young drivers get on the road
Add your extras
Enhanced Personal Belongings Cover
Enhanced personal belongings cover protects items inside your car, such as laptops, phones, and other personal possessions, against theft or damage. This can provide additional peace of mind if you often carry valuable items in your vehicle.
Driving Abroad Cover
Enhanced personal belongings cover protects items inside your car, such as laptops, phones, and other personal possessions, against theft or damage. This can provide additional peace of mind if you often carry valuable items in your vehicle.
No Claims Bonus Protection
Enhanced personal belongings cover protects items inside your car, such as laptops, phones, and other personal possessions, against theft or damage. This can provide additional peace of mind if you often carry valuable items in your vehicle.
YourCar Insurance Plan
- Enhanced Personal Belongings Cover
- Driving Abroad Cover
- No Claims Bonus Protection
Add your extras
Enhanced personal belongings cover protects items inside your car, such as laptops, phones, and other personal possessions, against theft or damage. This can provide additional peace of mind if you often carry valuable items in your vehicle.
Your
Don’t just take our word for it
Strabane Mills have been using Dickson Group for many years. They have always been very competitive with their policies; but they are also friendly and a pleasure to do business with. It’s a comfort to know that your Insurance Broker really does have your best interests in mind.
Tim TraillStrabane Mills
The transport industry is highly competitive and the insurance needs of my company are complex. We have trucks right across Europe and having a company that is more of a partner than supplier is key.
W DonnellDonnell and Ellis Transport
A simple self-installed tracker pod which just sticks to the windscreen
Only needs to be charged once a month which can be done via cigarette lighter
Works by tracking driving style via GPS
Based on four factors – braking, speeding, acceleration and cornering
FAQs
Car Insurance Plan
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Private car motor insurance is an insurance policy that provides financial protection against physical damage or bodily injury resulting from traffic collisions, as well as against your liability that could arise from incidents in your car. It can also offer protection against theft and damage to the car from events other than traffic collisions.
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‘Insurance premiums are higher for young drivers because they are statistically more likely to be involved in accidents due to their lack of driving experience.
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The main types are:
- Third Party Only: Covers damage to others and their property.
- Third Party, Fire and Theft: Includes third-party cover plus protection if your car is stolen or catches fire.
- Comprehensive: Covers third-party, fire, and theft, plus damage to your own car
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Some tips include:
- Choosing a car in a lower insurance group.
- Adding a more experienced driver to your policy (without fronting).
- Installing a telematics device (black box) to monitor your driving.
- Reducing your annual mileage
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A no-claims bonus is a discount on your premium for each year you don’t make a claim. It can significantly reduce your insurance costs over time.
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This depends on your policy. Some comprehensive policies allow you to drive other cars with third party only cover. We can check the specifics for you.