Get the best for your car
At Dickson Group, we offer car insurance policies tailored to the needs of motorists in Northern Ireland. Whether you need comprehensive coverage, affordable options, or insurance for young drivers, convictions, or modified vehicles, we’ve got you covered. We ensure the right coverage at the best value. Contact us for quick and easy insurance across the province.
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Top policy features
Wide range of covers
We can offer policies that give Comprehensive, Third Party Fire + Theft, or Third Party only cover, tailoring the cover to you and your car.
Like-for-like car replacement
On the event of a non-fault accident, we'll provide you with a car similar to your own, for as long as it takes to repair your damaged vehicle.
New car replacement
If you have a new car less than a year old and it is written off or stolen, you'll receive a like-for-like brand new car.
Windscreen Cover
Windscreen cover for repairs or replacement for chipped, cracked, or smashed windscreen, as well as side and back windows and sunroofs.
What we cover
Here’s a breakdown of what our policies offer for Car Insurance cover.
| Comprehensive | Third Party, Fire & Theft | Third Party | |
|---|---|---|---|
| UK & Ireland breakdown assistance | |||
| UK & Ireland accident assistance | |||
| Like-for-like courtesy in the event of a non-fault accident | |||
| Motor Legal Expenses cover | |||
| Motor Legal Expenses helpline | |||
| Incorrect fuelling cover | |||
| Puncture Assistance | |||
| Cover for use abroad | |||
| Windscreen cover | |||
| Audio, telecom and sat nav protection | |||
| New car replacement | |||
| Personal belongings cover (Depending on insurer) | |||
| Lost or locked-in keys assistance | |||
| Child car seat cover | |||
| Replacement locks cover | |||
| Personal accident | |||
| Medical expenses |
OUR PROMISE
Buying car insurance in Northern Ireland doesn’t have to be a painful process
Whether you are looking for comprehensive cover, inexpensive car insurance, young driver car insurance, or if you have difficulty obtaining insurance because of convictions, or accidents or you have a modified vehicle, get in touch. We’ll have you covered in no time.
Choose the right cover for you
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Comprehensive Car Insurance
This includes TPF+T cover, plus any other accidental damage caused to your own vehicle.
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Third Party, Fire and Theft (TPF+T) Car Insurance
This cover includes TPO cover, plus loss or damage if your car is stolen or damaged in a fire.
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Third Party Only (TPO) Car Insurance
Third Party insurance cover is the minimum legal level of cover needed to drive a car. If you cause damage to someone else’s property or injure them while driving, that person will receive appropriate compensation.
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Other covers
We can also offer some great benefits alongside our policies such as Legal cover, Accident & Breakdown cover, Excess Protect and Key Protect. We also offer a free 24-hour claims helpline to all of our policyholders to ensure you have someone to help you when you most need it.
We know where you're coming from because we're from there too.
We've come a long way since we started out in 1992. And along the way we've also been joined by over a dozen other Insurance Brokers who liked the Dickson progressive approach to looking after clients and employees and so decided to sell their business to us.
We know where you're coming from because we're from there too.
We've come a long way since we started out in 1992. And along the way we've also been joined by over a dozen other Insurance Brokers who liked the Dickson progressive approach to looking after clients and employees and so decided to sell their business to us.
We know where you're coming from because we're from there too.
We've come a long way since we started out in 1992. And along the way we've also been joined by over a dozen other Insurance Brokers who liked the Dickson progressive approach to looking after clients and employees and so decided to sell their business to us.
Add your extras
Enhanced Personal Belongings Cover
Enhanced personal belongings cover protects items inside your car, such as laptops, phones, and other personal possessions, against theft or damage. This can provide additional peace of mind if you often carry valuable items in your vehicle.
Driving Abroad Cover
Enhanced personal belongings cover protects items inside your car, such as laptops, phones, and other personal possessions, against theft or damage. This can provide additional peace of mind if you often carry valuable items in your vehicle.
No Claims Bonus Protection
Enhanced personal belongings cover protects items inside your car, such as laptops, phones, and other personal possessions, against theft or damage. This can provide additional peace of mind if you often carry valuable items in your vehicle.
Yourcar Insurance Plan
- Enhanced Personal Belongings Cover
- Driving Abroad Cover
- No Claims Bonus Protection
Add your extras
Enhanced personal belongings cover protects items inside your car, such as laptops, phones, and other personal possessions, against theft or damage. This can provide additional peace of mind if you often carry valuable items in your vehicle.
Your
Don’t just take our word for it
I have dealt with the staff in your Newry office for a long time and the service I receive from them is second to none.
GP, Newry
Keep up the good work.
JO’S, Fintona
Totally satisfied with everything.
KL, Cookstown
I am very satisfied with your service – I have used this brokerage for nearly 25 years and recommended you to family and friends
MC, Limavady
Great customer service.
TM, Dungannon
Service provided is excellent.
TT, Carrickmore
The service is excellent, very prompt and efficient to deal with.
VMcC, Newcastle
Coverage across N.Ireland & Ireland
Almost 100 years collective experience
Local Experts across 15 branches
We work better, together
FAQs
car Insurance Plan
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Private car motor insurance is an insurance policy that provides financial protection against physical damage or bodily injury resulting from traffic collisions, as well as against your liability that could arise from incidents in your car. It can also offer protection against theft and damage to the car from events other than traffic collisions.
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- Third Party Only: this is the minimum legal requirement for UK drivers. It covers you if you damage someone else’s car or cause injury to another person, but it won’t cover personal injury or damage to your own car
- Third Party, Fire, and Theft (TPFT) – as the name suggests, this gives the same cover as a third-party policy, while also protecting you if your car is stolen or fire-damaged
- Comprehensive is the broadest form of cover. It’s also referred to as ‘fully comp’, and gives you the highest level of protection. It provides third part fire and theft, and accidental damage caused by you or someone else.
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- Ensure Safety: Check for injuries and move to a safe location if possible
- Call Emergency Services: Contact the police and medical services if needed
- Exchange Information: Collect details from the other party involved, including names, contact information, and insurance details
- Document the Scene: Take photos of the accident scene, vehicle damage, and any relevant road conditions
- Notify Dickson’s and we’ll take care of reporting your claim
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Yes, most insurance companies allow you to transfer your no-claims bonus to a new policy. The NCB is a discount on your premium for each year you do not make a claim. When switching insurers, you can usually provide proof of your NCB to receive a similar discount on your new policy.