Our business customers are business partners
Running a care home or nursing home comes with unique responsibilities and challenges. That’s why we offer specialised insurance solutions designed to protect your residents, employees, and property.
Our comprehensive coverage includes everything from liability and property damage to employee protection and legal expenses. We work with a range of insurers with specialisms in care and residential facilities, including a facility which is exclusive to Dickson Group in Northern Ireland. With our tailored plans, you can focus on providing exceptional care, knowing that your care home is safeguarded against the unexpected.
Let us help you create a safe and secure environment for everyone in your care.
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Our specialist cover can provide for
An exclusive insurance policy offered by Dickson Group, aimed specifically at care homes in Northern Ireland
Comprehensive cover for your property and its contents
Loss of profits if the business needs to close as a result of damage to the property
Liability cover, for employees and visitors to the home
Medical Malpractice
Option to add on Healthcare cover for your employees
Dickson Group Care Home Insurance
Here's a range of the covers we're able to offer.
| Available? | |
|---|---|
| Public Liability | |
| Product Liability | |
| Commercial Combined | |
| Commercial Property | |
| Property Owners | |
| Business Contents | |
| Employers' Liability | |
| Office Insurance | |
| Goods in Transit | |
| Business Travel | |
| Cyber Insurance | |
| Directors & Officers | |
| Minibus |
FAQs
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Care home insurance provides comprehensive protection for care homes, covering various risks such as property damage, liability claims, and employee injuries. It typically includes public liability, employers’ liability, and professional indemnity insurance. Speak to Dickson’s to find out more.
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Cover under a care or residential home insurance policy can be very broad. It typically covers incidents such as accidents involving residents, property damage, theft, legal claims arising from professional negligence, and so on.
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Yes, there are exclusions. Common exclusions include intentional acts, pre-existing conditions, and certain types of property damage. It’s important to review your policy details to understand what is and isn’t covered. Dickson’s can help guide you through what’s covered, and what’s not.